Plain language. Real numbers. From someone who runs in the same economy you're living in.
I'm Abbati. I run a retail business in Kaduna — which means every MPC decision, every fuel price move, and every swing in the naira shows up on my shop floor before it shows up in anyone's headline. When I tell you what inflation is doing to small businesses, I'm not quoting an IMF report. I'm reading my own books and counting cash at my own counter.
That's one half of the stack. The other half: an MBA in Finance & Investment on top of a Mechanical Engineering degree from Ahmadu Bello University — so I think in systems, and I check the math before I open my mouth.
Here's what I see every day: Amina sells a veil in Kaduna for ₦8,000 thinking she made ₦1,500 profit, but when she goes to Kano to restock, wholesale has jumped to ₦9,500. She's working 12-hour days but eating her capital without knowing it. Or Blessing, finishing NYSC with ₦60,000 saved, terrified of losing it, not knowing whether to put it in Adashi, a savings account, or her first micro-inventory — while predatory loan apps already flood her phone with traps.
So this is the work: say what's actually happening to money in this country, simply, with real receipts — and build the platforms that protect people. Nasr for financial literacy and incubator programs that give young women practical footing. Lissafi for retailers and small shops who need to track sales, manage customer debt (Bashi), and know their true daily numbers. And SM Premium Collection (SMPC) as the collaborative fashion brand uniting emerging female designers and tailors under one luxury brand umbrella.
I run a real shop in Kaduna. The economy I analyze is the one paying my rent.
The formal grounding behind the plain-language takes.
Nasr (female business incubator), Lissafi (retail & Bashi management), and SMPC (collaborative fashion brand uniting young female designers).
Mechanical Engineering, ABU Zaria. I think in systems, not vibes.
If it doesn't fit one of these, I don't publish it.
MPC decisions, FX, inflation — translated to street level. What it means for your salary and your prices.
Basics to intermediate, Nigeria-specific: T-bills, bonds, NGX, funds. The deep material lives on Nasr.
Pricing, credit, cash flow — ground truth from my own shop, this week, not theory from a slide deck.
Exposing predatory loan apps, ponzi waves, and bad financial products before they take your money.
The gap, the opportunity, and the path. Anchored in the North, aimed at the national conversation.
You run a small hustle — thrift clothes, perfume oils, veils, hair, baking, or a POS stand. You work hard, but your capital keeps shrinking from Bashi customers, restock price jumps, and fake alerts. This is built for you.
You just finished NYSC with little savings and big plans. You need to protect your capital, dodge predatory loan apps, and learn if your first business idea will actually make profit before you spend a naira.
You're running a retail business through fuel hikes, naira swings, and reform shocks. You need policy translated into pricing decisions, inventory control, and cash-flow discipline — not theory from a slide deck.
We do not cite circular numbers or write theoretical economic essays. Everything is grounded in shop-floor reality, real prices, and daily survival math.
Education and analysis — never personalized investment advice. That's a regulatory line, and it's non-negotiable.
Policies get attacked on the merits. Parties and persons don't get smeared. Ever.
Every claim carries a number or a source. If I can't back it, I don't say it — and when I miss, I correct it loudly within 24 hours.
Get the weekly breakdown — what happened to your money, your shop, and this economy. Plain language, real receipts.